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Do I Need Vision Insurance In Addition To Health Insurance?

It is common knowledge that no one should live without health insurance, given the cost of healthcare today. But what about vision insurance? Good vision plays a vital role in a person’s quality of life. While some health plans provide vision coverage, others do not. Our experienced agent can help ensure that you have the vision insurance you need to protect and improve your sight....

Do I Really Need A Flu Shot?

If you have ever had the flu, you know it is a very unpleasant experience. As though the fever, chills, muscle aches, headache, sore throat, and runny nose were not enough, many people develop complications. Flu complications may include sinus or ear infections, pneumonia, or sepsis when infection of the respiratory tract triggers an extreme inflammatory response. Thankfully, flu vaccination can help you protect yourself...

Health Insurance Options For The Self-Employed

More Americans today are making the decision to be self-employed. Although this course of action has many advantages, sourcing your own health insurance is not among them. With the rising costs of healthcare, health insurance is essential for everyone, including the self-employed. If you go uncovered, you may have to pay costly medical bills out of pocket, losing the opportunity to have affordable access to...

Gym Alternatives: How To Keep In Shape Anywhere

We all know that regular exercise is important for overall health. An active lifestyle that includes exercise and healthy eating can even help you get better rates for health insurance and life insurance. (Speak with one of our experienced agents for more information about how you can lower your premiums.) Some people don’t like to go to the gym for exercise, while others simply don’t...

Understanding Long-Term Care

It may not be wise for people over the age of 65 to rely on Medicare or private health insurance. Medicare does not cover custodial care, and private health insurance rarely pays any long-term care costs. Depending on your financial situation, long-term care insurance may be your best option for peace of mind and financial benefits as you age. What Is Long-Term Care Insurance? Many...